Bank imports vs. itemized receipts
Bank-linking apps
- warning Just a line: "CARREFOUR 42.30" — no idea what you bought
- warning Breaks the moment you switch banks or reset a password
- warning Cash purchases never show up
- warning Doesn't work in a lot of countries
Itemized, automatically
- verified Snap a receipt — AI reads merchant, every item, and total in seconds
- verified Or just say it out loud — no typing, no linking
- verified Works with cash, foreign cards, any bank, any country
AI receipt scanning and voice expense tracking
Snap a receipt or say what you spent — Vtrata categorizes it, tracks it, and remembers it, automatically.
AI receipt scanning
Snap a photo and Vtrata extracts merchant, date, total, and items instantly.
Voice expense logging
Just say what you bought — Vtrata turns it into a categorized expense.
No connection needed
Log cash, a friend's card, or a receipt from your last trip abroad — nothing to connect, nothing that breaks when you switch banks.
Budgets that stick
Recurring expenses, smart limits, and alerts that adapt to how you actually spend.
See how Vtrata tracks your spending
Photograph a receipt and Vtrata reads the merchant, every item, and total in a few seconds.
Say what you bought out loud — Vtrata turns it into a categorized expense instantly.
No receipt? Add an expense by hand in a couple of taps.
See exactly where your money goes each month, broken down by category.
Browse your full spending history, searchable and organized by date.
Simple, transparent pricing
Start free, no card required. Upgrade anytime as your tracking needs grow.
Free
- check 20 AI scans / month (1 photo)
- check Unlimited manual entries
- check 1 month of history
- check Basic categories
Basic
- check 200 AI scans / month (1 photo)
- check Unlimited history
- check Custom categories
- check CSV export
Plus
- check 500 AI scans / month (multi-photo)
- check Recurring expenses
- check Analytics dashboard
- check CSV export
Premium
- check 2,000 AI scans / month (multi-photo)
- check Advanced analytics
- check Voice expense entry
- check CSV export
Common questions
Is my data private? expand_more
How does AI receipt scanning work? expand_more
Do I need to connect my bank account? expand_more
Isn't scanning receipts more work than automatic bank import? expand_more
Is Vtrata free? expand_more
Can I export my data? expand_more
Is there a web or desktop version? expand_more
Start tracking your spending with Vtrata
Available now on the App Store — no spreadsheets, no bank linking, no manual sorting. Android is coming soon.